SIP Calculator
Estimate the future value of a monthly SIP (Systematic Investment Plan).
How this works
Future value = P × [((1+r)n − 1) / r] × (1+r), where P is the monthly investment, r is the monthly rate of return, and n is the number of months. Actual mutual fund returns vary and are never guaranteed — the return rate here is an assumption you supply, not a promised rate.
Frequently asked questions
Is the 12% return rate guaranteed?
No. It's an example — mutual fund returns are market-linked and never guaranteed. Enter your own realistic assumption based on the fund category.
Does this account for expense ratio or exit load?
No, this is a gross return calculation. Actual returns to you will be slightly lower after fund expenses.